Terms and Conditions
Effective Date: March 1, 2024
Welcome to the TWC Pte. Ltd. ("TWC") website. By accessing or using this website, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, please refrain from using our website.
Compliance with Singapore Regulations TWC is committed to complying with all applicable laws and regulations in Singapore, including the Capital Markets Act (CMA), Financial Advisers Act (FAA), Electronic Transactions Act (ETA), Personal Data Protection Act (PDPA), Consumer Protection (Fair Trading) Act (CPFTA), and Copyright Act.
Fair Dealing and Suitability TWC is committed to acting with integrity and treating clients fairly in accordance with the CMA. We will assess client suitability for our investment products and services, and provide clear and accurate information about our services, fees, and associated risks.
Intellectual Property All content, trademarks, logos, and other intellectual property displayed on this website are the property of TWC or its licensors, protected by the Copyright Act. Users are prohibited from using, reproducing, modifying, or distributing any of TWC's intellectual property without prior written consent.
User Conduct Users agree not to use the TWC website to post, upload, or transmit any content that is defamatory, obscene, infringing, or illegal. Users also agree not to interfere with the website's functionality or engage in any activity that could harm TWC or other users.
Personal Data Protection TWC is committed to protecting users' personal data in accordance with the PDPA. By using this website, you consent to the collection, use, and disclosure of your personal data as described in our Privacy Policy.
Financial Advice and Conflicts of Interest Any financial advice provided on this website is general in nature and does not take into account users' specific financial situation or objectives. TWC will manage any conflicts of interest and comply with best execution practices as required by the FAA.
Electronic Transactions Users agree that their use of the TWC website constitutes acceptance of these Terms and forms a binding electronic contract between the user and TWC, in accordance with the ETA. TWC will maintain records of electronic transactions as required by the ETA.
Cookies and Tracking Technologies TWC's website may use cookies and other tracking technologies to enhance user experience and gather information about website usage. For more information about our use of cookies and how to manage your preferences, please refer to our Privacy Policy.
External Links TWC's website may contain links to third-party websites. TWC is not responsible for the content, privacy policies, or practices of any third-party websites linked to or from our website.
Disclaimer of Warranties The content on the TWC website is provided "as is" and without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability To the fullest extent permitted by law, TWC shall not be liable for any indirect, incidental, consequential, or punitive damages or losses arising out of or relating to the use of the website or any content on the website, even if advised of the possibility of such damages.
Indemnification Users agree to indemnify, defend, and hold harmless TWC and its affiliates, officers, directors, employees, and agents from any claims, losses, liabilities, damages, or expenses arising out of their use of the website or breach of these Terms.
Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these Terms shall be resolved through mediation or arbitration in Singapore.
Termination TWC reserves the right to terminate user access to the website at any time for any reason, including violation of these Terms.
Modifications to Terms TWC reserves the right to modify or update these Terms and Conditions at any time. We will notify users of any changes by posting the updated Terms on our website or sending an email to subscribers. Your continued use of the website after such modifications constitutes your acceptance of the updated Terms.
Severability If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information If you have any questions or concerns about these Terms and Conditions or our website, please contact us at info@twc.lk.
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.